Who does the finances in your home?

[Karla]

You or your husband? Or do you sit down together to them?

Are you both on board about getting out of debt?

[M3]

I do the finances. He earns the money. He says he's on board for getting out of debt, but he doesn't like to be told "no", whether it is buying a new tool or going out to dinner.

[Erin]

We tried to do it together once upon a time, but combined with Matt's system being slightly too complicated for me, plus his ever increasing busy schedule, we transitioned over to me handling all things financial (for the most part). We go over the budget every month after I balance it (only takes me half an hour, max!), and he knows at any time what's going on. It's worked out really well so far and I feel a great sense of accomplishment that I can do it and not screw it up.

He is most definitely on board with getting out of debt and we're on our way--we've been credit card debt free for over a year now and the other things are getting whittled away too.

[Kamala]

I do all the finances. I own my own business and so when I sit down to pay business bills I just take care of the personal ones too. My husband has no idea what our debt load is unless I sit him down and tell him. He is very touchy talking about financial things. I don't blame him though, he is a stay at home dad and doesn't spend money on himself-ever. He wants to be debt free as badly as I do, but with one income it will be a little slower. We feel very blessed though, that our girls get to be homeschooled by their dad who is a certified teacher and I get to see them off and on throughout the day. (We live above my office.)

[JackieWks]

Over the years we've taken turns. It is my turn at the moment.

[Lindy Robertson]

It used to be me, but now it's both of us. We're learning how to work together on this. We went from two generous incomes, to one income, and it has been difficult for us to adjust our perception of what is "affordable." Fortunately, we both agree on living within our means and being debt free, we just need to curb the "I want I want I gotta have" thoughts to live within our income. It's pretty difficult to live a life of contentment with what we have! We're working on it though. :-)

[Michele]

I do the money. I basically just tell him what we're doing with it. He's the spender and I'm the saver... Not to mention he's not very good at the administrative side of things and I'm , well, anal. We are both behind getting out of debt, however.

[Nicki]

I do the day to day. He makes the spreadsheets if and when I ask him to. :)

He's aware of what we need to do to get out of debt, and is usually 100% committed.

[Felicity (Not Just A Dr's Wife!)]

I'm very lucky in my relationship as the lovely boyfriend has only just graduated med school and is used to not really having ANY money to just go spend on stuff and junk. So, I'm the keeper of the coins and he's more than happy to have his little allowance (as he calls it) to do with what he wants. Even then it's almost too scared to spend it. Boy, I hope he keeps this up when he starts earning a decent income! hehe.

Oh, and wanted to add that he's 100% backing me on any decision. We both have to agree on any MAJOR purchases but as long as he can see our debt getting smaller and our savings growing, he doesn't question much.